:root{--blue:#1893F8;--navy:#06243D;--mist:#F3F7FA;--ink:#0b1620;--muted:#4a5a6a}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.65 Inter,system-ui,sans-serif;color:var(--ink);background:#fff}
h1,h2,h3{font-family:Montserrat,sans-serif;font-weight:800;line-height:1.15;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2.1rem,5vw,3.6rem)}h2{font-size:clamp(1.6rem,3.4vw,2.4rem)}h3{font-size:1.2rem}
a{color:var(--blue)}img{max-width:100%;height:auto}
.wrap{max-width:1140px;margin:0 auto;padding:0 22px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:9}
header{position:sticky;top:0;background:#fff;border-bottom:1px solid #e5ebf0;z-index:5}
.nav{display:flex;align-items:center;justify-content:space-between;height:70px}
.nav img{height:34px;width:auto;display:block}
.nav ul{display:flex;gap:26px;list-style:none;margin:0;padding:0;align-items:center}
.nav ul a{color:var(--ink);text-decoration:none;font-weight:600;font-size:.95rem}
.nav ul a[aria-current]{color:var(--blue)}
.menu{display:none;background:none;border:0;font-size:1.8rem;cursor:pointer;color:var(--ink)}
.btn{display:inline-block;background:var(--blue);color:#fff!important;padding:13px 24px;border-radius:8px;font-weight:700;text-decoration:none;border:0;font-size:1rem;cursor:pointer}
.btn:hover{background:#0c7ad6}.btn.ghost{background:transparent;border:2px solid #fff}
.hero{background:var(--navy);color:#fff;padding:96px 0 104px;background-image:radial-gradient(circle at 85% 20%,rgba(24,147,248,.35),transparent 45%)}
.hero p.lead{font-size:1.2rem;max-width:640px;color:#d6e3ee}.hero .tag{color:var(--blue);font-weight:700;text-transform:uppercase;letter-spacing:.12em;font-size:.85rem}
.hero .ctas{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
section{padding:80px 0}.mist{background:var(--mist)}
.eyebrow{color:var(--blue);font-weight:700;text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;margin-bottom:8px}
.intro{max-width:720px;color:var(--muted)}
.grid{display:grid;gap:24px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));margin-top:36px}
.card{background:#fff;border:1px solid #e2e9ef;border-radius:12px;padding:28px}
.mist .card{border-color:#dfe7ee}.card p{color:var(--muted);margin:0}
.num{display:inline-flex;width:38px;height:38px;border-radius:50%;background:var(--blue);color:#fff;font-weight:800;align-items:center;justify-content:center;margin-bottom:14px;font-family:Montserrat}
.cta{background:var(--blue);color:#fff;text-align:center}.cta p{color:#e8f3ff;max-width:640px;margin:0 auto 26px}
.cta .btn{background:#fff;color:var(--navy)!important}
ul.check{padding:0;list-style:none}ul.check li{padding-left:28px;position:relative;margin:8px 0}
ul.check li:before{content:"";position:absolute;left:0;top:.5em;width:12px;height:12px;border-radius:3px;background:var(--blue)}
.prose{max-width:780px}.prose h2{font-size:1.5rem;margin-top:1.6em}
form{display:grid;gap:16px;max-width:620px}label{font-weight:600;font-size:.95rem}
input,select,textarea{width:100%;padding:12px;border:1px solid #c9d5df;border-radius:8px;font:inherit;margin-top:6px}
input:focus,textarea:focus,select:focus{outline:2px solid var(--blue);border-color:var(--blue)}
.note{font-size:.9rem;color:var(--muted)}.hp{display:none}
footer{background:var(--navy);color:#c4d3df;padding:56px 0 30px;font-size:.93rem}
footer img{height:30px;width:auto}footer a{color:#fff;text-decoration:none}
.fgrid{display:grid;gap:30px;grid-template-columns:2fr 1fr 1fr}.fgrid ul{list-style:none;padding:0;margin:0}.fgrid li{margin:6px 0}
.legal{border-top:1px solid #1d3d58;margin-top:36px;padding-top:20px}
@media(max-width:820px){.menu{display:block}.nav ul{display:none;position:absolute;top:70px;left:0;right:0;background:#fff;flex-direction:column;padding:20px;border-bottom:1px solid #e5ebf0;gap:18px}.nav ul.open{display:flex}.fgrid{grid-template-columns:1fr}.hero{padding:64px 0 72px}section{padding:60px 0}}